Navigating the Canadian Dental Care Plan: Essential Information for York Region Residents
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The Canadian Dental Care Plan (CDCP) is a significant advancement in public health, promising to make dental care more accessible for Canadians. As a leading CDCP provider, TS Dental in Richmond Hill is dedicated to helping residents of Oak Ridges, King City, Markham, Aurora and Toronto understand and access this program. Below are answers to some of the most pressing questions about the CDCP.
1. Who is eligible for the CDCP?
To be eligible for the CDCP, individuals must meet the following criteria:
- Not have access to any other dental insurance.
- Have an adjusted family net income of less than $90,000.
- Be a Canadian resident for tax purposes.
- Have filed a tax return in the previous year.
2. Are Canadian seniors getting free dental care?
Canadian seniors aged 70 and older are eligible for coverage under the CDCP starting May 1, 2024. However, the coverage is not entirely free; it is based on the adjusted family net income. Seniors with an income below $70,000 will have 100% of eligible costs covered, while those with an income between $70,000 and $89,999 will have a portion covered.
3. Who qualifies for the new Canadian Dental Plan?
Qualification for the new Canadian Dental Plan is similar to the CDCP. It includes Canadian residents who do not have access to private dental insurance and have an adjusted family net income of less than $90,000 annually.
4. Is CDCP free?
The CDCP is not entirely free. It operates on a co-payment system where the government covers a percentage of dental costs based on the individual’s adjusted family net income. For families earning less than $70,000, the CDCP may cover up to 100% of the costs at established CDCP fees.
5. How does CDCP work?
The CDCP helps cover a range of oral health care services. The plan pays for services within the program at established fees, and patients may have to pay any additional charges directly to the oral health provider. Some services will require preauthorization, which became available in November 2024.
6. What is the income limit for Canada’s dental benefits?
The income limit for Canada’s dental benefit under the CDCP is an adjusted family net income of less than $90,000. Families earning below this threshold are eligible for the benefit, with varying levels of coverage based on their specific income.
7. What is adjusted family net income for CDCP?
Adjusted family net income for the CDCP is the total income reported by all family members on their tax returns, minus any government deductions. This figure is used to determine eligibility and the level of coverage under the CDCP.
8. How to register for CDCP?
Joining the CDCP is simple:
- Check Your Eligibility: If you’re a resident of Canada without private dental insurance, you may qualify.
- Prepare Your Documents: Have your SIN and income information ready.
- Apply Online: Visit the official [Canada.ca] website to apply.
- Receive Your CDCP Package: Get your member card and start scheduling your appointments with TS Dental.
TS Dental is committed to providing our community with the highest standard of dental care under the CDCP. If you’re in Richmond Hill, Oak Ridges, King City, Markham, Aurora or Toronto and have questions about the CDCP or wish to book an appointment, please contact us.
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Richmond Hill, ON L4E 3S8
CALL/TEXT: 905-313-1003